A Variety of Financing Programs & Options
We are always looking for the very best programs, and the best interest rates, terms, conditions, and top-flight service. We look at the mortgage program offerings every day to make sure that YOU get the very best.  There are a wide variety of programs, so chances are, we’ll have one that’s just right for you.  

Zero-Down Payment
We have zero-down programs available to us on selected properties. This is limited by the type of property, location, and credit qualifications of the buyer. Don’t be afraid to ask us about it – we ALWAYS have properties that are eligible.   

Down Payment Assistance
In some cases, the zero-down program is not available, but various government agencies have things like bond programs available to assist you with your down payment. Like the zero-down program, this is limited by the location of the property and typical lending guidelines, including the credit worthiness of the borrower.  

USDA
The USDA Program is truly unique. Each year several million dollars are allocated to assist home-buyers with good credit but very little down payment. Another great thing about this program, is that the interest rate is sometimes subsidized by USDA, and can be SUBSTANTIALLY less than the current open-market interest rates on FHA or Conventional mortgages.

VA Home Loans
Our veterans deserve great financing, and we have it! Low Interest Rates. Liberal Qualifying. Extended Terms, Low Monthly Notes that YOU can afford. The Veteran's Administration insures mortgages for most of our veterans, who absolutely deserve the brest we have to offer.  While many builders discourage this type of loan due to some of the building requirements, umoveinnow.com embraces the VA standards of construction. This program is available to men and women whom have served in the military, are currently serving, and surviving spouses (subject to eligibility).

VA Financing permits 100% financing, even allowing most of the closing costs to be rolled into the loan. Often times there is zero out of pocket expense required from our honored veterans.

Both new homes with land, and existing homes with land, generally qualify for VA financing.  To determine if, and for how much you qualify with VA, bo to our "Pre-Qualify" section, and we'll give you a fast opinion about what it would take to get qualified for a VA home loan.  If you wish to compare alternative ways to finance one of our homes, please feel free to inquire about the other programs we have available. 

FHA
We are truly the experts on obtaining FHA financing for home-buyers. We know ALL of the rules inside and out, and our mortgage lending specialists can walk you through the process with very little fuss and aggravation. While others are still messing around trying to get a complete file put together for their home-buyers, we have OUR home buyers through the process and moving into their new or pre-owned site built or manufactured home on land.

Owner-Finance
Because the rules for conventional Mortgage Lending have become a bit more difficult to deal with, we have developed an in-house mortgage-lending capability. Our lending organization is more flexible than the typical mortgage lenders are, and are very easy to deal with. If we can’t obtain financing from one of the many other programs and sources available to us, we’ll see if you qualify for OUR financing option. We’ll let you know quickly, and can have you in your home in no time.

So Whatever Type of Financing You Need, Chances are that We Can Get it for You.
 
Contact Us Today and We’ll Show You How!